On 12 May 2025, the UK government published its long-anticipated immigration white paper, "Restoring Control Over the Immigration System." It is the most consequential overhaul of UK immigration policy since the post-Brexit points-based system was introduced in 2021. For the estimated 2.9 million people currently holding a UK work visa, family visa, or student visa, the document is not abstract policy. It is a direct rewriting of the rules that govern their right to live, work, and eventually settle in the United Kingdom. This guide breaks down every major change, explains who is affected, and sets out the practical options available to visa holders right now.

Key Changes at a Glance

  • Skilled Worker threshold raised to RQF Level 6 (degree-level roles only)
  • English language requirement upgraded from B1 to B2 (effective 8 January 2026)
  • Settlement pathway extended from 5 years to 10 years for most work visas
  • Temporary Shortage List (TSL) replacing the Immigration Salary List from December 2026, time-limited to 31 December 2026 (care workers excluded — route closed July 2025)
  • Earned citizenship model with longer timelines and stricter criteria
  • Personal income threshold of £12,570 for 3–5 years before permanent residence

1. Skilled Worker Visa: The RQF Level 6 Requirement

The single most impactful change in the white paper is the elevation of the Skilled Worker visa's minimum qualification level from RQF Level 3 (A-level equivalent) to RQF Level 6 (bachelor's degree level). This is not a marginal adjustment. It fundamentally redefines what the UK considers a "skilled" worker for immigration purposes.

Under the previous system, occupations such as senior care workers, chefs, butchers, IT technicians, and construction supervisors were eligible for sponsorship at RQF Level 3. Under the new framework, only roles that genuinely require a university degree or equivalent professional qualification will meet the threshold. The government's stated rationale is to "break the link between immigration and low-wage employment," but the practical impact is immediate and far-reaching.

If you currently hold a Skilled Worker visa in a role classified below RQF Level 6, your existing visa remains valid for its full duration. The change applies to new applications and extensions. However, when your visa comes up for renewal, the role you are being sponsored for will need to meet the new threshold. If it does not, your sponsoring employer will not be able to extend your visa under the Skilled Worker route.

The shift from RQF Level 3 to Level 6 removes an estimated 180,000 roles from Skilled Worker eligibility overnight. For many people already in the UK, this is not a future risk but a present reality.

There are limited exceptions. Roles on the new Temporary Shortage List (discussed in Section 4 below) may still qualify at lower skill levels, but these are time-limited, sector-specific, and notably exclude care workers, whose overseas recruitment route was closed on 22 July 2025. The government has also indicated that some occupations may be reclassified upwards by the Migration Advisory Committee, though this process is slow and outcome-uncertain.

2. English Language: B1 to B2 Upgrade

From 8 January 2026, the minimum English language requirement for most visa categories has increased from CEFR B1 (intermediate) to CEFR B2 (upper-intermediate). This applies not only to initial visa applications but critically to extension and settlement applications as well.

The difference between B1 and B2 is substantial. B1 competence means you can handle familiar situations and describe experiences in simple terms. B2 competence means you can understand complex texts, interact fluently with native speakers, and produce clear, detailed writing on a wide range of subjects. For many visa holders whose English is functional but not fluent, this represents a genuine hurdle.

The accepted tests remain the IELTS (UKVI), LanguageCert, Pearson PTE Academic, and Trinity College London GESE/ISE exams. However, the score thresholds have been raised to reflect the B2 standard. For IELTS, this typically means scoring at least 5.5–6.5 in each component rather than 4.0–5.0.

Exemptions exist for nationals of majority English-speaking countries and for applicants who completed a degree taught entirely in English. If you hold a degree from a UK institution, you remain exempt. But if your degree was from a non-English-speaking country and was not taught in English, you will need to sit the test.

Practical Impact

The timing of this change is important. If your visa extension or settlement application is due in 2026 or 2027, you need to be preparing for the B2 exam now, not when your application is due. Test centres across the UK are already reporting longer booking times, and preparation courses at the B2 level are more intensive than B1 courses. Budget three to six months of preparation if your current English level sits between B1 and B2.

3. Settlement: Five Years Becomes Ten

Perhaps the most psychologically significant change is the extension of the standard settlement pathway. Since the introduction of the points-based system, most work visa holders have expected to become eligible for Indefinite Leave to Remain (ILR) after five years of continuous lawful residence. The white paper changes this to ten years for most work visa categories.

The government frames this as an "earned settlement" model, where permanent residence is no longer a near-automatic consequence of holding a work visa. Instead, settlement must be earned over a longer period through continuous employment, tax contributions, community engagement, and the absence of criminal convictions or benefit dependency.

Doubling the settlement timeline from five to ten years is not merely an administrative change. It means a decade of visa renewals, each one subject to changing rules, fees, and employer sponsorship.

Immigration Policy Analysis, February 2026

The financial implications are considerable. Each visa renewal costs several thousand pounds when you factor in the application fee, the Immigration Health Surcharge (currently £1,035 per year), and legal fees. Over ten years, a single applicant can expect to pay £15,000–£25,000 in immigration-related costs before even reaching the ILR stage. Families multiply this figure significantly.

The white paper does allow for an "accelerated settlement" route for individuals who meet certain criteria, though the details remain vague. Indicators include sustained high earnings (above the higher rate tax threshold), significant community contribution, and exceptional professional achievements. However, no formal framework for this accelerated route has been published, and immigration lawyers broadly agree that relying on it would be premature.

4. The Temporary Shortage List

The shortage occupation framework has undergone a two-stage transition. The original Shortage Occupation List (SOL) was replaced by the Immigration Salary List (ISL) on 4 April 2024. The white paper — published in May 2025 under the title "Restoring Control Over the Immigration System" — now replaces the ISL with a new Temporary Shortage List (TSL), due to take effect in December 2026. The critical word is "temporary." Unlike the previous lists, which provided ongoing salary discounts and eligibility advantages for shortage occupations, the TSL has a built-in expiry date of 31 December 2026. Whether the TSL continues beyond that date depends on a recommendation from the Migration Advisory Committee (MAC).

The MAC published its Stage 1 report in October 2025, identifying 82 occupations for detailed Stage 2 review. The final MAC report, expected in July 2026, will determine which occupations are included on the TSL and whether the list should be extended. Until the TSL comes into force, occupations on the current ISL retain their existing salary discount and eligibility advantages.

Importantly, care workers, senior care workers, and home carers are not on the TSL. The government closed the Health and Care Worker visa route to new overseas recruitment for care workers on 22 July 2025. No new Certificates of Sponsorship can be issued for overseas care worker recruitment. Existing care worker visa holders already in the UK are not affected by this closure for the remainder of their current visa, but the route is no longer available for new entrants from abroad.

What This Means for Care Workers

The UK's social care sector has been heavily reliant on international recruitment since 2022, when care workers were first added to the Shortage Occupation List (later the Immigration Salary List from April 2024). In the two years that followed, more than 100,000 care worker visas were issued. The white paper, published in May 2025, explicitly states that the government intends to "reset the social care workforce to domestic recruitment" over the medium term.

This intention became policy on 22 July 2025, when the government closed the Health and Care Worker visa route to new overseas care worker recruitment. No new Certificates of Sponsorship can be issued to bring care workers to the UK from abroad. Care workers are not included on the incoming Temporary Shortage List.

For care workers already in the UK on a Health and Care Worker visa, the existing visa remains valid for its duration. Extensions for those already here may still be possible depending on individual circumstances and employer sponsorship, but the long-term trajectory is clear: the government does not intend to maintain an overseas recruitment route for care roles. If you are a care worker on this visa, it is essential to seek professional immigration advice about your specific renewal timeline and explore alternative routes, including upskilling into roles that meet the new RQF Level 6 threshold.

The government has committed to working with sector bodies to develop domestic workforce strategies, but these are multi-year plans. In the immediate term, the gap between policy intention and workforce reality remains wide.

5. Earned Citizenship: Longer Path, Harder Criteria

The white paper introduces an "earned citizenship" model that extends the timeline from ILR to British citizenship and adds new qualifying criteria. Under the existing rules, a person with ILR can apply for naturalisation after twelve months. Under the new framework, this waiting period is expected to increase to two to five years, depending on the route through which ILR was obtained.

New criteria for citizenship may include demonstrated community participation (evidenced by volunteering, civic engagement, or similar activities), a sustained employment record with no significant gaps, and passing an enhanced version of the Life in the UK test. The government has also floated the idea of a "citizenship ceremony" with additional requirements, though this has not been formalised.

For anyone currently on the path to ILR and subsequently citizenship, the message is clear: the journey has become longer and more demanding. Where a Skilled Worker visa holder might previously have expected to become a British citizen within seven to eight years of arriving in the UK, the new pathway could take fifteen years or more from the point of first entry.

6. Income Requirements for Permanent Residence

The white paper introduces a personal income requirement for settlement applications. Applicants for ILR will need to demonstrate that they have earned at least £12,570 per year (the current personal tax allowance threshold) for a continuous period of three to five years before their application. This income must be from employment or self-employment, and it cannot be supplemented by benefits or third-party support.

On the surface, £12,570 per year may not seem like a high bar. For full-time workers earning at or above the National Living Wage, it should be achievable. However, the requirement catches several groups:

The income evidence must be supported by HMRC tax records, payslips, and bank statements. The Home Office has indicated that it will take a "holistic view" of applications, but in practice, immigration decisions are made by caseworkers applying written policy, and the threshold is the threshold.

Exploring Alternatives

Some visa holders are exploring business ownership as an alternative path to building both income stability and a stronger immigration profile. Self-employment and business ownership can satisfy the personal income requirement while also providing greater control over your professional trajectory.

Companies like Zundara provide complete, day-one-ready business packages across regulated sectors including healthcare, security, and cleaning. These packages include all compliance documentation, financial models, and guidance on government-backed funding such as Start Up Loans and LEO grants, making it possible to launch a viable business without starting from scratch.

7. Impact by Visa Type: Who Is Most Affected?

The white paper does not affect all visa holders equally. Some routes face radical change; others are relatively untouched. The table below summarises the impact across the most common visa categories.

Visa Type Key Changes Impact Level
Skilled Worker (below RQF 6) No longer eligible for new applications or extensions once current visa expires. Must transition to a qualifying role or alternative route. High
Skilled Worker (RQF 6+) Settlement timeline extended to 10 years. B2 English required at extension. Higher cumulative costs over longer visa period. Medium
Health & Care Worker Route closed to new overseas care worker recruitment since 22 July 2025. Care workers not on the Temporary Shortage List. Existing visa holders should seek advice on renewal options and alternative routes. High
Graduate Visa Reduced from 2 years to 18 months. No direct path to settlement. Must transition to sponsored employment or alternative route. Medium
Family Visa (Spouse/Partner) Income threshold increased. B2 English at settlement stage. Extended pathway to ILR for some categories. Medium
Student Visa Tighter post-study work restrictions. Graduate route shortened. Dependant restrictions already in force. Medium
Innovator Founder Minimal direct changes. Settlement at 3 years maintained. Route may become more attractive as alternative pathway. Low
Global Talent Largely unaffected. Settlement at 3 or 5 years maintained. Remains the premium route for exceptional individuals. Low

8. Your Options: What You Can Do Now

Understanding the changes is only useful if it leads to action. The following options are available depending on your circumstances, visa type, and timeline.

Accelerate What You Can

If you are approaching the five-year mark under the current rules and your visa allows settlement at five years, apply as soon as you are eligible. Do not wait. The transitional provisions have not been fully published, and there is a genuine risk that delays could push you into the new ten-year framework. Gather your documents, book your Life in the UK test, and submit your application the moment you qualify.

Upgrade Your English Now

If you are currently at B1 level or unsure of your level, start preparing for the B2 exam immediately. Book your test well in advance — centres in London, Birmingham, and Manchester are reporting waits of six to eight weeks. Consider an intensive preparation course if your timeline is tight. Passing the B2 exam opens doors at every stage of the immigration process.

Upskill Into RQF Level 6 Roles

If your current role falls below the new threshold, explore whether your employer can restructure your position to meet RQF Level 6 requirements. In some sectors, this may involve taking on additional responsibilities, obtaining professional certifications, or transitioning into a management role. Have this conversation with your employer early — they need time to update their sponsor licence and job descriptions.

Consider Alternative Visa Routes

The Innovator Founder visa, the Global Talent visa, and the Self-Sponsored Worker route all offer different pathways that may be less affected by the white paper changes. The Innovator Founder route, in particular, offers settlement at three years and is designed for people who want to start or run a business in the UK. If you have business experience, sector knowledge, or a viable business idea, this route deserves serious consideration.

Explore Business Ownership

Owning a business in the UK can provide a more secure immigration footing. Business owners control their own income (satisfying the £12,570 threshold), can sponsor their own employment in some structures, and may qualify for the Innovator Founder route if their venture meets the endorsing body's requirements.

The barrier to business ownership has historically been the complexity of regulatory compliance, especially in sectors like healthcare, domiciliary care, security, and facilities management. However, specialist providers now offer turnkey business packages that include every document, policy, financial model, and compliance framework needed to launch. Zundara, for example, provides complete venture packages across regulated sectors with 200–400 documents, CQC-ready frameworks, financial models, and guidance on government-backed funding options such as Start Up Loans (up to £25,000 per director) and LEO grants. This approach eliminates the eighteen-month compliance build that would otherwise delay entry.

Seek Professional Advice

The white paper is a policy document, not legislation. Many of its proposals will be implemented through changes to the Immigration Rules, which are updated regularly and sometimes with limited notice. A registered immigration adviser (OISC Level 3 or a solicitor regulated by the SRA) can assess your specific circumstances, identify your strongest route, and ensure you are not caught out by transitional provisions or implementation timelines.

What Comes Next

The white paper sets the direction of travel, but implementation will happen in phases throughout 2026 and 2027. Some changes, like the B2 English requirement, are already in force. Others, like the ten-year settlement pathway, will be introduced through amendments to the Immigration Rules, likely in the April and October 2026 statement of changes.

The Migration Advisory Committee (MAC) will continue to review occupation classifications and salary thresholds. Sector-specific consultations are expected for healthcare, social care, and construction, where workforce dependency on international recruitment is highest. There is political pressure from both sides — businesses that need workers and constituents who want lower migration numbers — and the final shape of policy may differ from the white paper in important ways.

For visa holders, the practical advice is the same regardless of what happens next: do not assume the rules will stay as they are, do not wait until your visa is due for renewal, and do not rely on a single pathway. Build your English, build your qualifications, build your income record, and keep your options open. The system is changing, and the people who adapt earliest will be in the strongest position.

Exploring Business Ownership as Part of Your Strategy?

Zundara provides complete venture packages with 200–400 documents, fully compliant frameworks across healthcare, security, cleaning, and more, plus government-backed funding guidance. Everything you need to launch, from day one.

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